We updates new hiring opportunities for Credit Manager and Cluster Credit Manager at various companies and locations across Pan India. In this post, we show you many positions such as Cluster Credit Manager for SBFC Finance, Credit Manager for Clix Capital Services, and other companies with new openings. All further details are mentioned in the post. Kindly go through the post to find a suitable job, and you can easily apply through the provided link..
Manage credit proposals, including loan against property (LAP), mortgage loans, home equity loans, business loans, personal loans, group loans, SME loans, LCs, and other secured/unsecured loans.
Conduct thorough analysis of financial statements to assess creditworthiness of borrowers.
Collaborate with cross-functional teams to resolve customer queries and issues.
Ensure compliance with regulatory requirements and internal policies related to credit risk management.
To have a basic understanding of KYCs, regulatory reforms related to GST, Income Tax and others.
To appraise or underwrite business loan within define policy guidelines and accordingly take decision.
To conduct personal discussion with customer with intent to understand and analyse risk in business and financial of customer.
To assess the income, ability , intention, business sustainability & Credit behaviour and verify it through income documents & reference check and various credit bureau checks.
To verify legal and technical reports and identify the risks or critical points impacting the proposal .
To analyse the audited / certified financials as the case may be to assess the eligibility for the loan and prepare credit approval memo
Tata Capital Ltd is looking for Regional Credit Manager – Retail MFB to join our dynamic team and embark on a rewarding career journey
Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
Conduct credit appraisal, analysis, assessment, and underwriting for LAP (Loan Against Property) and BL (Business Loan).
Review financial statements, cash flow projections, and other relevant documents to evaluate loan applications.
Collaborate with sales teams to identify potential clients and develop strategies for new business opportunities.
Develop expertise in CAMS (Credit Analysis Management System) software to streamline the lending process.
Ensure compliance with regulatory requirements and internal policies related to credit risk management.
Conclusion
As you see in this post, we have discussed about the new job positions open in many companies. To apply for these job opportunities and learn more about each position, just apply for the positions according to the link given for each role. You will see an icon labeled βClick here to apply nowβ next to the job listing. By clicking on it, you will reach the profile of this job post. We hope you liked the information.
